Young Women's Trust
Young Women's Trust supports and represents women aged 16-30 struggling to live on low or no pay in England and Wales and who are at risk of being trapped in poverty.
If you're looking for advice, information or support, one of these options may be able to help you.
■If you would like help to build up your confidence and take steps toward finding work or moving forward, you can speak to a coach over the phone through our Work It Out service. (Free for young women aged 18-30)
■If you’d like support with applying for jobs, Work It Out also provides free personalised advice and feedback on your job application, CV or covering letter. (Free for young women aged 18-30)
■If you’re looking for further advice or support, one of these agencies may be able to help you.
■Check your benefit entitlement using the Turn2Us Benefits Calculator.
■Look for charitable funds that might be able to give financial support and other services using the Turn2Us Grants Search.
Work and careers
Training and education
Family & Relationships
Useful websites and agencies that might be able to help.
Supportline can help.
Helpline: 01708 765200 (hours vary so ring for details)
Admin: 01708 765222
SupportLine, PO Box 2860, Romford, Essex RM7 1JA
www.debtwatchdog.com advice and information on debt
www.moneyexpert.com - Comparison of whole range of products and services, loans, credit cards, mortgages, insurance.
www.moneymatterstome.co.uk - Online financial education site.
www.moneysavingexpert.co.uk - Lots of tips on saving money.
www.moneysupermarket.com - Comparison of different products including insurance, mortgage, loans, credit cards.
www.piggybankrupt.co.uk - Advice and information about debt issues.
www.shelter.org.uk - shelter also provides information on debt issues
- www.talkaboutdebt.co.uk - Useful information and resources on how to get out of debt
- www.thisismoney.co.uk - General financial advice and money saving tips.
National charity that helps people in financial hardship to gain access to welfare benefits, charitable grants and support services
0808 808 4000
Business Debtline: 0800 197 6026
National telephone helpline for people with debt problems in England, Scotland and Wales. Expert advice and send callers in debt a self help information pack free of charge
Citizen Advice Bureau:
Have bureaux across England, Wales and N. Ireland
www.adviceguide.org.uk for CAB information online
Chartered Institute of Credit Management:
Advice and guidance on all aspects of credit management
Business Debtline: 0800 1976 026
Telephone advice and legal advice for self employed people and small businesses. Produce self help material. Casework for clients living in the Birmingham City Council area
Step Change Debt Charity:
0800 138 1111
Helpline and counselling for people with debt problems. Provide debt management plans which include debt repayment schedules and advice on all aspects of money management.
Debt information and advice. All you need to know about debt.
At StepChange Debt Charity, we’re the experts in managing problem debt. Whether it’s what to expect when you can’t afford to pay your debts, how to create a personal budget, or practical solutions for dealing with your debt, you’ll find all the answers you need right here.
Call us on 0800 138 1111
Give us a call on our freephone number*.
Open Mon-Fri 8am-8pm and Sat 8am-12 midday (Sat 14th Nov only, normally 8am-4pm).
Grants and financial Help
Turn 2 us
Turn2us exists to help people access the funds they need that are available to them – through benefits, grants and other financial help.
- CITIZENS ADVICE BUREAU
Helps people to resolve their legal, money and other problems by providing free information and advice. Local Citizen Advice Bureaux may be available through Email, telephone, home visits, surgeries and at community-based offices.
For England call 08444 111 444 or check your local bureau's contact details
- CONSUMER CREDIT COUNSELLING SERVICE (CCCS)
An independent charity that provides free debt and budgeting advice.
Helpline: Freephone 0800 138 1111, Monday-Friday, 8:00am-8:00pm, Sat 08:00 am-16:00 pm or request a call back.
- NATIONAL DEBT LINE
For anyone in debt or concerned they may fall into debt
Tel: Freephone 0808 808 4000 (Monday to Friday
9am to 9pm and Saturday 9.30am to 1pm )
- DEBT WIZARD
Everyone’s circumstances are different which is why Debt Wizard offer advice and information on a range of solutions that best suits you. Including:
• Debt Management plans (with no additional costs);
• Individual Voluntary Arrangements (IVAs);
• Protected Trust Deeds and
• Debt Arrangement Schemes (DAS).
If bankruptcy is for you then Debt Wizard offer a free on-line guide to the form filling and what to expect at court.
They do not charge any up-front fees in respect of debt advice provided to you. They are not here to be judgmental. They are here to stand right by your side and help provide you with a solution.
Debt Wizard has been
mentioned on many different media platforms.
Please see http://www.debtwizard.com
More useful contacts
Child Benefit - deals with all child benefit claims.
Child Maintenance Options - providing impartial information and support to help both parents make an informed choice about their options for child maintenance.
Child Support Agency - the Child Support Agency, as part of the Department for Work and Pensions, is responsible for assessing, collecting, paying and enforcing Child Support Maintenance.
Consumer Affairs - offering debt and money advice to consumers via free guides and reports.
Financial Ombudsman Service - the official independent expert in settling complaints between consumers and businesses providing financial services. The service is free and can look at complaints about a wide range of financial matters - from insurance and mortgages to savings and credit.
Give as you earn - donating to charity through your payroll.
Home Heat Helpline - a free phone helpline aimed at older people, families with young children and people with disabilities or long term health conditions. It provides vulnerable customers with access to a range of services including; benefits advice, grants for free home insulation, reduced tariffs and flexible payment options for those struggling with their fuel bills.
Money Advice Service - the Money Advice Service helps you manage your money better. You can use their Health Check tool, calculators and comparison tables and access free, independent advice.
National Debtline - advice by telephone or email for people with debt problems.
Tax Credits - 9 out of 10 families are entitiled to tax credits, but you don't need to have children to qualify. Find out more here.
Turn2Us - website offering people in financial need access to welfare benefits and charitable grants, free of charge and all in one place. Visitors to the site can use the benefits calculator or search for a grant giving organisation based on their need to see if there are funds available to them.
The Trussell Trust - The Trussell Trust is a Christian charity that does not affiliate itself with any political party and currently receives no government funding. They are non-judgemental and inclusive, providing assistance to people of all backgrounds and all faiths or none who are found to be in genuine need. The Trussell Trust partners with churches and communities to open new foodbanks nationwide. With over 250 foodbanks currently launched, their goal is for every town to have one.
Family and Childcare Trust - national childcare charity working to promote high quality affordable childcare for all